Terms & Conditions and Privacy Policy

JC Vista LLC Terms of Service

Last Updated:
January 01, 2024

Welcome to JC Vista LLC! JC Vista LLC operates under the DBA Surplus Institute ("we," "us," or "our"). By accessing or using our website and services, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.


Acceptance of Terms

By accessing or using our website and services, you confirm that you have read, understood, and agreed to be bound by these Terms. If you do not agree with any part of the Terms, you may not use our services.


Changes to Terms

We reserve the right to modify or replace these Terms at any time. You agree that it is your responsibility to review these Terms periodically for changes. Your continued use of the website and services following the posting of any changes constitutes acceptance of those changes.


Messaging Terms & Conditions

You agree to receive informational messages (appointment reminders, account notifications, etc.) from JC Vista LLC DBA Surplus Institute. Message frequency varies. Message and data rates may apply. For help, reply HELP or email us at
[email protected]. You can opt out at any time by replying STOP.


Promotional Offers & Gift Cards

If you are awarded a gift card as part of any promotion, you will receive the gift cardwithin 4 weeksof your purchase, sent via email.Gift cards are only available to customers who complete their purchases without requesting a refund. If a refund is requested within the eligible time frame (detailed below), any entitlement to a gift card will be forfeited.


Refunds & Cancellations

You may request a refundwithin the first 72 business hours after purchasefor any reason.After the initial 72 hours, refunds will only be provided if submitted under a guarantee that was specifically offered to you.

To qualify for a refund under a guarantee, you must demonstrate that you made a
reasonable effort
to follow the instructions provided in the course, including:

Attending every coaching call you were invited to.Actively participating in the coaching sessions.

Refunds will not be issued unless you can provide proof of reasonable effort as outlined above.


Payment Plans & Default

If you purchase one of our services through a payment plan and fail to make a payment, or fail to correct a missed payment within
14 days
of the payment date:

You will lose access to the course and services.You will be required to return all materials, including but not limited to:PDF documentsLeadsWorked leadsAny deals closed while you were a client

Failure to comply with these conditions may result in legal action. JC Vista LLC reserves the right to pursue legal recourse under the court system of
Texas, where applicable and enforceable.


Performance Guarantee & Refunds

Our guarantees are
based on performance. To qualify for a refund:

You must demonstrate reasonable effort to follow the course instructions.You must attend every coaching call you are invited to and actively participate.

Refunds will not be provided if you cannot demonstrate these efforts.


Dispute Resolution & Mediation

Before pursuing any legal action or arbitration, the parties agree to attempt resolving disputes throughgood faith mediation. The mediation will occur inTexas, with each party bearing its own costs.If mediation fails, disputes will be resolved by binding arbitration under the rules of theAmerican Arbitration Association, also inTexas.JC Vista LLC reserves the right to seek injunctive relief for breaches of intellectual property rights.


Prohibited Conduct

You agree not to:

Violate any applicable laws or regulations.Post or transmit unlawful, defamatory, or infringing content.Use the service for unauthorized commercial purposes.Attempt unauthorized access to systems or services.


Intellectual Property

All content on the website and services, including text, graphics, logos, images, and software, is the property of JC Vista LLC (DBA Surplus Institute). You agree not to copy, modify, or distribute materials except for the intended use of the service.


Termination Due to Violation of Payment Terms

Failure to meet payment obligations may result in collection actions or legal proceedings to recover outstanding balances.


Limitation of Liability

JC Vista LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of the service.


Governing Law

These Terms shall be governed in accordance with the laws of
Texas, without regard to its conflict of law provisions.


Privacy Policy

Effective Date:
January 01, 2024This Privacy Policy describes how
JC Vista LLC DBA Surplus Institute
("we," "us," or "our") collects, uses, and shares information about you through our online interfaces (e.g., websites and mobile applications).


1. Information We Collect

Personal Information You Provide to Us:

Name, email address, phone number, payment information, and other information you provide when registering or communicating with us.

Information We Collect Automatically:

Log Information:Browser type, access times, pages viewed, IP address, and navigation paths.Device Information:Device model, operating system, and unique device identifiers.Cookies and Tracking Technologies:Cookies and web beacons to analyze usage and improve service.


2. Use of Information

We use your information to:

Provide and maintain our services.Process transactions and send confirmations.Respond to comments, questions, and customer support.Monitor usage trends and improve services.Detect and prevent fraud.


3. Sharing of Information

We may share information:

With Vendors and Service Providerswho carry out work on our behalf.For Legal Complianceto meet legal obligations.With Your Consentwhen explicitly authorized.

Exclusion:
Text messaging originator opt-in data and consent will not be shared with any third parties.


4. Your Choices

Account Information:You can review and update your account information.Cookies:You can adjust browser settings to reject cookies, which may impact functionality.Communications Preferences:You may opt out of promotional communications.


5. Security & Retention

We implement security measures to protect your personal information. However, no method is completely secure. We retain your data as long as necessary to fulfill services or comply with legal obligations.


6. Changes to This Privacy Policy

We reserve the right to update this policy. Changes will be posted on this page, and you are encouraged to review it periodically.


7. Contact Us

If you have any questions about these Terms or Privacy Policy, contact us at:

Email:[email protected]